Chargebacks can be a significant challenge for startups and small businesses, potentially affecting cash flow, customer relations, and overall business reputation. To help you navigate this complex issue, we've divided this blog into two parts. In Part One, we'll focus on proactive strategies to prevent chargebacks. In Part Two, we'll cover effective methods for addressing chargebacks when they do occur.

Securing venture capital (VC) funding is a significant milestone for any startup. However, the process can be complex, particularly when it comes to understanding the intricacies of a term sheet. A term sheet outlines the terms and conditions of an investment, serving as a blueprint for the final agreement. It’s crucial for startup founders to grasp the key components of a term sheet to make informed decisions and negotiate effectively. Here’s a breakdown of the main elements and what they mean for your startup.

Equity compensation is a powerful tool for startups to attract and retain top talent. By offering a stake in the company, employees are incentivized to contribute to the company's growth and success. However, structuring equity compensation can be complex, with various methods offering different benefits and drawbacks. Here, we’ll explore the different ways to structure equity compensation for employees, explain what each method entails, and outline the associated legal considerations.

Choosing the right business entity is a crucial decision that depends on various factors including liability protection, taxation, management preferences, and future goals. Here’s why a business might choose each type…

On June 3, 2024, the Consumer Financial Protection Bureau (CFPB) issued the Registry of Nonbank Covered Persons Subject to Certain Agency and Court Orders Final Rule. This new regulation mandates certain nonbank entities to register information about their company and certain orders, as well as submit copies of those orders, to the CFPB. This rule, effective on September 16, 2024, represents a significant change in compliance requirements for many nonbank financial service providers. For emerging fintech companies and their affiliated service providers, understanding and adhering to this rule is crucial.

In the dynamic world of startups and small to medium-sized businesses (SMBs), disputes are inevitable. Whether they arise from misunderstandings with clients, disagreements with partners, or issues with suppliers, how you handle these disputes can significantly impact your business’s success and reputation.